Motoring offences and insurance premiums

Committing an offence on the road can add almost £140 to your car insurance premium, according to new research. Analysis of nearly six million car insurance enquiries and driving licence data from the DVLA by price comparison site MoneySuperMarket found insurance premiums keep rising as more offences are committed.

According to the research, the first driving offence adds an average of £139 to a motorist’s insurance premium. Committing a second offence, meanwhile, increases premiums by an extra 15 percent, costing £145 more on average. And MoneySuperMarket says having three points on your licence will increase your premium by around £160.

Contact Fortitude Chambers to discuss this or any other motoring offence with our barristers.